Types of Financing

Fair Market Value – Lease for a Specific Time Period and Return

• Provides the lowest possible monthly payment
• May allow you to have off-balance sheet financing
• Hedges you against equipment obsolescence

Loan to Purchase – $1 Buy Out – Conditional Sale

• You own the equipment upon termination of lease
• You have a fixed payment for more accurate budgeting
• You can claim depreciation and interest deductions
• Hedges you against volatile interest rates

Purchase Upon Termination – 10% or 20%

• Allows you the choice to purchase or continue leasing on a month-to-month basis
• You receive the benefits of ownership at a lower monthly payment
• Alleviates cash flow strains compared to a fully amortized loan

Terms of Financing

• 24 month, 36 month, 48 month, 60 month, ask for other options