Types of Financing
Fair Market Value – Lease for a Specific Time Period and Return
- Provides the lowest possible monthly payment
- May allow you to have off-balance sheet financing
- Hedges you against equipment obsolescence
Loan to Purchase – $1 Buy Out – Conditional Sale
- You own the equipment upon termination of lease
- You have a fixed payment for more accurate budgeting
- You can claim depreciation and interest deductions
- Hedges you against volatile interest rates
Purchase Upon Termination – 10% or 20%
- Allows you the choice to purchase or continue leasing on a month-to-month basis
- You receive the benefits of ownership at a lower monthly payment
- Alleviates cash flow strains compared to a fully amortized loan
Terms of Financing
- 24 month, 36 month, 48 month, 60 month, ask for other options